Vitaliy Ayrapetyan
We discuss your financial question, the available data and the scenarios to compare. Together, we define the scope of the consultation and financial model.
How much capital do you need to cover your living expenses? I examine the relationship between personal spending, financial goals and the mix of assets you hold.
Published: · Moscow time
Holding several assets in a portfolio does not necessarily provide reliable protection. I examine different approaches to risk and the limitations of diversification.
Published: · Moscow time
How reinvesting returns affects capital growth over time, and what it takes for compound interest to work.
Published: · Moscow time
An analysis of a real investment portfolio: the role of bonds, commercial property and cash flows in preserving capital.
Published: · Moscow time
This is an analysis of another investor’s portfolio, not the author’s personal capital.
Investment portfolio analysis
What global wealth research tells us about wealthy individuals, the middle class and common perceptions of wealth.
Published: · Moscow time
UBS Global Wealth Report 2025
UBS data snapshot: 2024
The next step